Refund Policy

At www.nifsm.com, we sell only digital products such as eBooks, PDFs, online course materials, and digital study resources. Please read this policy carefully before making a purchase.

1. No Refund Policy

Due to the nature of digital products, all sales are final. Once payment is completed and the digital product is delivered or access is granted, no refund, return, or exchange will be provided.

2. Duplicate Payment

In case of a duplicate payment due to a technical error, the extra amount will be refunded after verification within 7–10 working days.

3. Access Issues

If you do not receive access to the digital product after successful payment, please contact us within 48 hours. After verification, access will be provided.

4. Incorrect Purchase

Refunds will not be provided for purchases made by mistake (wrong eBook/course). Please read the product description carefully before purchasing.

5. Contact Information

For any refund or access-related queries, contact us at:

📧 Email: support@nifsm.com

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